Our In-House Down Payment Assistance Program helps qualified buyers close on a new home
— Don't Let Uncertainty stop you from exploring your options. You may be closer to homeownership than you think.


In-House Down Payment Assistance- Our exclusive program means you can close on a brand new home bringing little to no cash to the table.
DFW Local Expert.. From Frisco to Fort Worth, Waxahachie to Prosper — My Team and I know this market and we'll find the right fit for you.
Built for Our Community-Being a Black Owned Veteran Owned Bank we exist to open doors that have historically been closed to minority buyers.

"We Loved everything"
“We thought we’d never be able to afford a home in DFW. Mr. Holmes and his team walked me and my wife through everything step by step and got us into a brand new home in Farmersville, TX. With bringing only $3,700 to the closing table we couldn’t believe it was real until we had the keys.”
- Owens Family


"Our lives changed forever"
“Antione made the whole process easy. As a hard working family we didn’t think homeownership was in the cards. He found a program that fit our situation and we closed in 25 days, and we received our $2800 of earnest money back at the closing table, we felt like we were paid to buy our Dream Home”
-Sanchez Family


"Thank You Mr. Holmes"
“By myself I wasn’t able to qualify, however Mr. Holmes and I got creative. We were able to add one of my family members ‘Sister’ to the loan and then we used the in-house DPA. We closed in 4 weeks, and only brought a little under 8k to closing on a half a Million dollar home”
- Mrs. Kristina J.

Black Owned/Veteran Owned Bank
Serving the DFW & Surrounding Areas
NMLS 1191796